There is no medical aid in South Africa, whether full comprehensive cover or just a hospital plan, that covers a women who is already pregnant for the upcoming pregnancy and childbirth costs. Right up until 2007 and 2008, a few restricted medical aids would consider waiving this policy in certain instances. Unfortunately this is no longer the case and unless there is mitigating circumstances, pregnant women have to pay cash for their pregnancy and childbirth bills. Hospital plans may be cheaper and offer lesser cover but this does not mean that standard medical aid policies will change for these plans.
SA Hospital Plan
South Africa