It is often disappointing for South Africans, particularly women, to discover that hospital plans do not cover fertility treatments. This applies to both of the different types of hospital plans – a medical aid or cash back plan. The reasons may differ but the bottom line is that a hospital plan does not include cover for what is deemed non-essential, similar to cosmetic surgery. Many people wanting to conceive view fertility treatments as essential medical procedures but hospital plans are there to cover its members for medical costs accrued due to illness, especially since it can result in death in some instances. Seeking fertility treatments to fall pregnant is your right but in South Africa unfortunately, it is only an option those who can afford it and not for every medical aid member.
SA Hospital Plan
South Africa