You may be young and healthy now but there is no guarantee that you will not need medical care very soon. In fact it is definite as you get older. One of the major reasons for medical aid claims relates to chronic conditions and this means ongoing medical treatment which can be costly. While government facilities in South Africa does offer chronic care, many South Africans prefer private health services. But this means having the financial resources to pay for it. If a full medical aid is not an option for you then you can opt for hospital cover which includes chronic benefits.
SA Hospital Plan
South Africa