It is sometimes confusing when comparing different types of hospital plans. Most seem the same and cost around the same price. However, when you are looking at a medical aid hospital plan it is important to take note of whether the plan covers private rates for doctors and specialists. Healthcare is confusing enough with all the medical jargon and then the talk of different rates for medical services often means that patients are lost and just go with what the doctor or medical aid says. However, the shock comes when you have to top up the doctor’s bill at the end of your hospital stay.